{"id":19341,"date":"2023-12-01T07:06:53","date_gmt":"2023-12-01T07:06:53","guid":{"rendered":"https:\/\/vanhoimoi.org\/?p=19341"},"modified":"2023-12-01T07:06:54","modified_gmt":"2023-12-01T07:06:54","slug":"an-hoi-lo-vo-vu-loi-duoc-mien-to-ba-dinh-muon-cuu-trum-cuoi","status":"publish","type":"post","link":"https:\/\/vanhoimoi.org\/?p=19341","title":{"rendered":"<strong>\u201c\u0102N H\u1ed0I L\u1ed8 V\u00d4 V\u1ee4 L\u1ee2I\u201d \u0110\u01af\u1ee2C MI\u1ec4N T\u1ed0, BA-\u0110INH MU\u1ed0N C\u1ee8U TR\u00d9M CU\u1ed0I?\u201c<\/strong><br><span style='color:#00a0ff;font-size:.9em;font-weight:500;'>Tr\u1ea7n Nguy\u00ean Thao<\/span>"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"621\" height=\"522\" src=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1.png\" alt=\"\" class=\"wp-image-19343\" style=\"aspect-ratio:1.1896551724137931;width:541px;height:auto\" srcset=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1.png 621w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-300x252.png 300w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-465x391.png 465w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-595x500.png 595w\" sizes=\"auto, (max-width: 621px) 100vw, 621px\" \/><figcaption class=\"wp-element-caption\">_______________________________<\/figcaption><\/figure>\n<\/div>\n\n\n<p><em><mark style=\"background-color:rgba(0, 0, 0, 0);color:#190ded\" class=\"has-inline-color\">B\u00ean c\u1ea1nh bong b\u00f3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) c\u00f3 nguy c\u01a1 n\u1ed5 tung, kh\u1ed1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) Vi\u1ec7t Nam \u201cr\u00fang \u0111\u1ed9ng\u201d qua v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t (VTP) v\u1edbi s\u1ed1 ti\u1ec1n bi\u1ec3n th\u1ee7 h\u01a1n12 t\u1ef7 M\u1ef9 kim, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u1edbi 6% GDP c\u1ee7a Vi\u1ec7t Nam n\u0103m 2022. Vi\u1ec7c n\u00e0y \u0111\u00e3 hi\u00ean ngang di\u1ec5n ra h\u00e0ng ch\u1ee5c n\u0103m tr\u01b0\u1edbc m\u1eaft m\u1ed9t b\u1ed9 m\u00e1y an ninh tinh vi chuy\u00ean tr\u1ea5n \u00e1p d\u00e2n l\u00e0nh . . \u0110\u1ebfn th\u00e1ng 11 n\u0103m nay khi bu\u1ed9c ph\u1ea3i truy t\u1ed1 n\u1ed9i v\u1ee5, Ba-\u0110\u00ecnh <strong>s\u00e1ng<\/strong><\/mark><\/em><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#190ded\" class=\"has-inline-color\"><em> l\u1eadp \u00e1n l\u1ec7 m\u1edbi mi\u1ec5n t\u1ed1 h\u00ecnh s\u1ef1 cho nh\u1eefng ai \u201c\u0103n h\u1ed1i l\u1ed9 kh\u00f4ng v\u1ee5 l\u1ee3i\u201d<\/em><\/mark><\/strong><em><mark style=\"background-color:rgba(0, 0, 0, 0);color:#190ded\" class=\"has-inline-color\">, v\u1edbi nhi\u1ec1u d\u1ee5ng \u00fd, g\u00e2y x\u00f4n xao trong c\u00f4ng lu\u1eadn. <\/mark><\/em><\/p>\n\n\n\n<p>B\u00e0 Tr\u01b0\u01a1ng m\u1ef9 Lan th\u00e0nh l\u1eadp c\u00f4ng ty V\u1ea1n Th\u1ecbnh Ph\u00e1t (VTP) n\u0103m 1992, \u0111\u1ebfn n\u0103m 2012 th\u00ec l\u1eadp th\u00eam ng\u00e2n h\u00e0ng Saigon Commercial Bank (SCB). Ngay t\u1eeb \u0111\u1ea7u b\u00e0 Lan \u0111\u00e3 \u00e2m m\u01b0u l\u1eadp 1.000 doanh nghi\u1ec7p g\u1ed3m c\u00e1c c\u00f4ng ty con, l\u00e0m 916 h\u1ed3 s\u01a1 \u201cma\u201d \u0111\u1ec3 r\u00fat ru\u1ed9t h\u01a1n 1.066.608 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm \u0111o\u1ea1t 304.000 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 12 t\u1ef7 M\u1ef9 kim, b\u1eb1ng 6% GDP c\u1ee7a Vi\u1ec7t Nam n\u0103m 2022, v\u00e0 g\u00e2y thi\u1ec7t h\u1ea1i 64.000 t\u1ef7 \u0111\u1ed3ng. <strong>S\u1ed1 ti\u1ec1n n\u00e0y l\u00e0 ti\u1ec1n SCB huy \u0111\u1ed9ng t\u1eeb ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p kh\u1eafp n\u01b0\u1edbc<\/strong>. M\u00e3i \u0111\u1ebfn ng\u00e0y 7 th\u00e1ng 10 n\u0103m 2022, b\u00e0 Lan m\u1edbi b\u1ecb b\u1eaft \u0111\u1ec3 \u0111i\u1ec1u tra v\u1ec1 t\u1ed9i \u2018\u0110\u01b0a h\u1ed1i l\u1ed9\u2019 v\u00e0 \u2018Tham \u00f4 t\u00e0i s\u1ea3n\u2019 sau khi b\u00e0 \u0111\u00e3 b\u1ecb truy t\u1ed1 h\u1ed3i n\u0103m ngo\u00e1i v\u1ec1 t\u1ed9i \u2018L\u1eeba \u0111\u1ea3o\u2019 trong vi\u1ec7c ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu. V\u1ee5 n\u00e0y \u0111ang ti\u1ebfp t\u1ee5c g\u00e2y x\u00f4n xao t\u1ea1i Vi\u1ec7t Nam.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"326\" height=\"225\" src=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen.png\" alt=\"\" class=\"wp-image-19342\" style=\"aspect-ratio:1.448888888888889;width:427px;height:auto\" srcset=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen.png 326w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-300x207.png 300w\" sizes=\"auto, (max-width: 326px) 100vw, 326px\" \/><\/figure>\n<\/div>\n\n\n<p>C\u00f9ng b\u1ecb truy t\u1ed1 v\u1edbi b\u00e0 Lan c\u00f3 85 b\u1ecb can kh\u00e1c, trong \u0111\u00f3 c\u00f3 c\u00e1c c\u1ef1u l\u00e3nh \u0111\u1ea1o SCB v\u00e0 c\u00e1n b\u1ed9 NHNN, v\u1ec1 nhi\u1ec1u t\u1ed9i kh\u00e1c nhau, nh\u01b0: \u2018Tham \u00f4\u2019, \u2018Nh\u1eadn h\u1ed1i l\u1ed9\u2019, \u2018Vi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u2019. Trong v\u1ee5 n\u00e0y c\u00f3 18 thanh tra d\u01b0\u1edbi quy\u1ec1n b\u00e0 \u0110\u1ed7 Th\u1ecb Nh\u00e0n, C\u1ee5c tr\u01b0\u1edfng thu\u1ed9c Ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc (NHNN) \u0111\u1ebfn thanh tra ng\u00e2n h\u00e0ng SCB.<\/p>\n\n\n\n<p><strong>Theo b\u00e1o ch\u00ed trong n\u01b0\u1edbc, t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh vi\u00ean trong \u0111o\u00e0n thanh tra n\u00f3i tr\u00ean, \u0111\u1ec1u \u0111\u00e3 nh\u1eadn ti\u1ec1n \u0111\u1ec3 thay \u0111\u1ed5i k\u1ebft qu\u1ea3 thanh tra n\u01a1i SCB: khi\u1ebfn n\u1ee3 x\u1ea5u t\u1eeb 91.000 t\u1ef7 \u0111\u1ed3ng gi\u1ea3m xu\u1ed1ng c\u00f2n 53.000 t\u1ef7 \u0111\u1ed3ng, v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu \u0111ang \u00e2m (-19.000 t\u1ef7 \u0111\u1ed3ng) th\u00e0nh d\u01b0\u01a1ng (+2.700 t\u1ef7 \u0111\u1ed3ng), v\u00e0 h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n ri\u00eang l\u1ebb c\u0169ng \u0111ang \u00e2m (-4%) th\u00e0nh d\u01b0\u01a1ng (+6%). Ri\u00eang b\u00e0 \u0110\u1ed7 Th\u1ecb Nh\u00e0n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 Tr\u01b0\u1edfng \u0111o\u00e0n thanh tra \u0111\u00e3 nh\u1eadn h\u1ed1i l\u1ed9 \u0111\u1ebfn 5,2 tri\u1ec7u M\u1ef9 kim.<\/strong><\/p>\n\n\n\n<p>Ph\u00f3 ban N\u1ed9i ch\u00ednh Trung \u01b0\u01a1ng Nguy\u1ec5n v\u0103n Y\u00ean, chi\u1ec1u 22 th\u00e1ng 11 cho bi\u1ebft, trong v\u1ee5 \u00e1n VTP, <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">c\u00f3 (7) quan ch\u1ee9c thanh tra trong \u0111o\u00e0n gi\u00e1m s\u00e1t SCB kh\u00f4ng b\u1ecb truy t\u1ed1 h\u00ecnh s\u1ef1, cho d\u00f9 \u0111\u00e3 \u0103n h\u1ed1i l\u1ed9 t\u1eeb ng\u00e2n h\u00e0ng SCB nh\u01b0ng \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c nh\u00ecn nh\u1eadn l\u00e0 \u201ckh\u00f4ng v\u1ee5 l\u1ee3i\u201d<\/mark><sub>[1]<\/sub><\/strong>. <\/p>\n\n\n\n<p><strong>Vi\u1ec7c n\u00e0y theo Lu\u1eadt S\u01b0 \u0110\u1eb7ng \u0111\u00ecnh M\u1ea1nh th\u00ec: kh\u00e1i ni\u1ec7m<\/strong> \u201c<strong><span style=\"text-decoration: underline;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">H\u1ed1i l\u1ed9 nh\u01b0ng kh\u00f4ng v\u1ee5 l\u1ee3i<\/mark><\/span><\/strong>\u201d <strong>ch\u1ec9 l\u00e0 s\u1ef1 ng\u1ee5y bi\u1ec7n, c\u01b0\u1ee1ng t\u1eeb \u0111o\u1ea1t l\u00fd ph\u00e1t sinh m\u1ed9t c\u00e1ch m\u00e9o m\u00f3, t\u00f9y ti\u1ec7n trong n\u1ec1n t\u01b0 ph\u00e1p Vi\u1ec7t Nam giai \u0111o\u1ea1n hi\u1ec7n nay m\u00e0 th\u00f4i. Kh\u00e1i ni\u1ec7m \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 chu\u1ea9n m\u1ef1c ph\u00e1p l\u00fd.<\/strong><\/p>\n\n\n\n<p>V\u1ec1 ph\u00eda d\u00e2n ch\u00fang th\u00ec s\u00f4i s\u1ee5c b\u00e0n t\u00e1n: \u201cB\u00e0 ch\u1ee7 t\u1eadp \u0111o\u00e0n VTP c\u00f3 th\u1ec3 l\u00e0m m\u01b0a l\u00e0m gi\u00f3 g\u00e2y thi\u1ec7t h\u1ea1i l\u1edbn nh\u01b0 v\u1eady trong 30 n\u0103m \u2018ch\u1eafc ch\u1eafn c\u00f3 s\u1ef1 bao che c\u1ee7a c\u00e1c quan ch\u1ee9c l\u1edbn\u201d. Nh\u01b0 th\u1ebf, \u201ctr\u00f9m cu\u1ed1i\u201d c\u1ee7a v\u1ee5 n\u00e0y th\u1ebf l\u1ef1c c\u1ef1c m\u1ea1nh, \u0111\u01b0\u1ee3c \u0111\u1ea3ng csVN bao che. Mu\u1ed1n c\u1ee9u nguy tr\u00f9m cu\u1ed1i, \u0111\u1ea3ng csVN s\u00e1ng l\u1eadp kh\u00e1i ni\u1ec7m \u201cnh\u1eadn h\u1ed1i l\u1ed9 kh\u00f4ng v\u1ee5 l\u1ee3i\u201d th\u00ec \u0111\u01b0\u1ee3c mi\u1ec5n t\u1ed1, l\u00e0 c\u00e1ch d\u1ecdn \u0111\u01b0\u1eddng cho tr\u00f9m cu\u1ed1i tho\u00e1t th\u00e2n \u2013 M\u1ed9t h\u00ecnh th\u1ee9c \u201c\u0111\u00e1nh tr\u1eadn gi\u1ea3\u201d bi\u1ec3u di\u1ec5n ch\u1ed1ng tham nh\u0169ng!<\/p>\n\n\n\n<p>Nh\u01b0 th\u1ebf, t\u1ef1 h\u1eadu quan tham n\u00e0o \u0111\u1ec3 b\u1ecb l\u1ed9 m\u00e0 bi\u1ebft ch\u1ea1y ti\u1ec1n \u0111\u00fang ch\u1ed7, th\u00ec \u0111\u01b0\u1ee3c x\u1ebfp v\u00e0o lo\u1ea1i \u201cnh\u1eadn h\u1ed1i l\u1ed9 m\u00e0 kh\u00f4ng v\u1ee5 l\u1ee3i\u201d s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n t\u1ed1. Qua bao nhi\u00eau th\u1ebf h\u1ec7, d\u00e2n Vi\u1ec7t Nam \u0111\u00e3 v\u00ec mi\u1ebfng \u0103n ph\u1ea3i r\u00ecnh r\u1eadp \u0111\u1ea5u t\u1ed1 l\u1eabn nhau; Nay do s\u00e1ng ki\u1ebfn c\u1ee7a \u0111\u1ea3ng csVN, n\u1ec1n T\u01b0 Ph\u00e1p Vi\u1ec7t Nam c\u00f3 th\u00eam \u00e1n l\u1ec7 \u201c\u0103n h\u1ed1i l\u1ed9 v\u00f4 v\u1ee5 l\u1ee3i\u201d; to\u00e0n d\u00e2n l\u1ea1i bon chen trong m\u00f4i tr\u01b0\u1eddng v\u1ea9n \u0111\u1ee5c m\u1edbi. C\u00f2n quan tham n\u00e0o l\u1eb7n s\u00e2u, tr\u1ed1n k\u1ef9 th\u00ec \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 \u0111\u1ebfn c\u00f9ng. . . C\u00f3 nh\u01b0 v\u1eady m\u1edbi c\u00f2n \u0111\u1ea3ng csVN, v\u00ec g\u1ea7n nh\u01b0 trong h\u1ec7 th\u1ed1ng \u0111\u1ea3ng, ng\u01b0\u1eddi c\u00f4ng ch\u00ednh, thanh li\u00eam c\u00f2n r\u1ea5t hi\u1ebfm.<\/p>\n\n\n\n<p>\u0110\u1ec3 l\u00e0m gi\u1ea3m c\u01a1n gi\u1eadn d\u1eef c\u1ee7a d\u00e2n ch\u00fang, \u0111\u1ea3ng csVN cho ph\u00e9p \u0111\u1ea1i bi\u1ec3u Ph\u1ea1m v\u0103n H\u00f2a, hu\u00eanh hoang t\u1ea1i Qu\u1ed1c H\u1ed9i h\u00f4m 21 th\u00e1ng 11: V\u1ee5 VTP \u201c<strong>c\u00f3 th\u1ec3 ch\u1ec9 l\u00e0 b\u1ec1 n\u1ed5i c\u1ee7a t\u1ea3ng b\u0103ng b\u1ecb v\u1ee1, c\u00f2n nh\u1eefng t\u1ea3ng b\u0103ng kh\u00e1c ch\u01b0a b\u1ecb v\u1ee1<\/strong>\u201d.<\/p>\n\n\n\n<p>Do nh\u00ecn nh\u1eadn nh\u01b0 tr\u00ean c\u1ee7a \u0110\u1ea1i Bi\u1ec3u H\u00f2a, v\u1ee5 VTP xem ra ch\u1ec9 l\u00e0 m\u1ed9t qu\u00e2n c\u1edd domino \u0111\u00e3 \u0111\u1ed5, nhi\u1ec1n qu\u00e2n c\u1edd kh\u00e1c \u0111ang ng\u1ea3 nghi\u00eang: <strong>B\u00e1o Thanh Tra Ch\u00ednh Ph\u1ee7 h\u00f4m m\u00f9ng 9 th\u00e1ng 11 nh\u00ecn nh\u1eadn, n\u1ebfu t\u00ednh c\u1ea3 nh\u00f3m n\u1ee3 C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n (VAMC) ch\u01b0a x\u1eed l\u00fd v\u00e0 n\u1ee3 ti\u1ec1m \u1ea9n th\u00ec t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00ean t\u1edbi 6,16% t\u1ed5ng d\u01b0 n\u1ee3.<\/strong>\u00a0 Theo s\u1ed1 li\u1ec7u t\u1eeb NHNH, t\u00ednh \u0111\u1ebfn ng\u00e0y 15\/9\/2023, t\u00edn d\u1ee5ng to\u00e0n n\u1ec1n kinh t\u1ebf \u0111\u1ea1t g\u1ea7n 12,6 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, trong \u0111\u00f3 kh\u1ed1i B\u0110S chi\u1ebfm 2,74 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng. N\u1ee3 x\u1ea5u c\u1ee7a ri\u00eang B\u0110S \u0111\u00e3 l\u00ean \u0111\u1ebfn 79 ng\u00e0n t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 35.000 t\u1ef7 so v\u1edbi cu\u1ed1i n\u0103m 2022.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"531\" height=\"497\" src=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-No-xau-no-cong.png\" alt=\"\" class=\"wp-image-19344\" style=\"aspect-ratio:1.5288966725043782;width:491px;height:auto\" srcset=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-No-xau-no-cong.png 531w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-No-xau-no-cong-300x281.png 300w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-No-xau-no-cong-465x435.png 465w\" sizes=\"auto, (max-width: 531px) 100vw, 531px\" \/><\/figure>\n<\/div>\n\n\n<p>T\u1ed5ng n\u1ee3 x\u1ea5u c\u1ee7a 28 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn trong t\u01b0\u1eddng tr\u00ecnh t\u00e0i ch\u00e1nh qu\u00fd III n\u0103m 2023, t\u0103ng 52%, trong \u0111\u00f3, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng t\u0103ng v\u1ecdt l\u00ean g\u1ea5p 2-3 l\u1ea7n. Tr\u01b0\u1edbc \u0111\u00f3, v\u00e0o ng\u00e0y 30 th\u00e1ng 6, t\u1ed5ng n\u1ee3 x\u1ea5u c\u1ee7a 28 NHTM ch\u1ec9 t\u0103ng t\u0103ng 33%. Hi\u1ec7n nay c\u00f3 \u0111\u1ebfn 4 NHTM c\u00f3 n\u1ee3 x\u1ea5u t\u0103ng \u0111\u1ebfn 3 ch\u1eef s\u1ed1 nh\u01b0: TPBank (t\u0103ng 294%), Sacombank (142%), LPBank (115%), MB (101%).&nbsp;<\/p>\n\n\n\n<p>S\u1ed1 li\u1ec7u t\u1eeb T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea cho bi\u1ebft, 10 th\u00e1ng n\u0103m 2023, c\u00f3 \u0111\u1ebfn 50.700 doanh nghi\u1ec7p ng\u1eebng ho\u1ea1t \u0111\u1ed9ng ch\u1edd l\u00e0m th\u1ee7 t\u1ee5c gi\u1ea3i th\u1ec3, t\u0103ng 25,9% so v\u1edbi cu\u1ed1i n\u0103m 2022. Nh\u01b0 v\u1eady, b\u00ecnh qu\u00e2n m\u1ed9t th\u00e1ng c\u00f3 14,7 ngh\u00ecn doanh nghi\u1ec7p r\u00fat lui kh\u1ecfi th\u1ecb tr\u01b0\u1eddng. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y t\u00ecnh h\u00ecnh kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay khi\u1ebfn h\u1ecd kh\u00f4ng th\u1ec3 tr\u1ea3 \u0111\u01b0\u1ee3c nh\u1eefng kho\u1ea3n vay c\u1ee7a NHTM. V\u1ec1 ph\u00eda NHTM mu\u1ed1n b\u00e1n nh\u1eefng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ec3 tr\u1eeb n\u1ee3, nh\u1ea5t l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) \u0111ang trong t\u00ecnh tr\u1ea1ng \u201c\u0111\u00f3ng b\u0103ng\u201d c\u00f2n ai d\u00e1m mua!<\/p>\n\n\n\n<p>Ch\u1ec9 s\u1ed1 Purchasing Managers&#8217; Index (PMI) c\u1ee7a Vi\u1ec7t Nam th\u00e1ng 11 n\u0103m 2023 l\u00e0 47,4 th\u1ea5p h\u01a1n th\u00e1ng tr\u01b0\u1edbc 3,2 \u0111i\u1ec3m, d\u01b0\u1edbi ng\u01b0\u1ee1ng trung b\u00ecnh 2,6 \u0111i\u1ec3m; cho th\u1ea5y c\u00e1c \u0111i\u1ec1u ki\u1ec7n kinh doanh suy gi\u1ea3m m\u1ea1nh trong th\u00e1ng. S\u1ea3n l\u01b0\u1ee3ng, s\u1ed1 l\u01b0\u1ee3ng \u0111\u01a1n \u0111\u1eb7t h\u00e0ng m\u1edbi, vi\u1ec7c l\u00e0m v\u00e0 ho\u1ea1t \u0111\u1ed9ng mua h\u00e0ng \u0111\u00e3 gi\u1ea3m tr\u1edf l\u1ea1i, trong khi ni\u1ec1m tin kinh doanh c\u0169ng gi\u1ea3m m\u1ea1nh. Kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh m\u1ed9t ph\u1ea7n v\u00e0o k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a ng\u00e2n h\u00e0ng. Theo c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh qu\u00fd 3\/2023 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, ngo\u00e0i s\u1ee5t gi\u1ea3m t\u00edn d\u1ee5ng, ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a nh\u00f3m n\u00e0y c\u0169ng suy gi\u1ea3m, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng. \u0110\u1ea7u th\u00e1ng 6 n\u0103m nay, b\u00e1o Economy cho bi\u1ebft, 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2023 thu nh\u1eadp d\u1ecbch v\u1ee5 to\u00e0n ng\u00e0nh NHTM ghi nh\u1eadn -2,6% so v\u1edbi c\u00f9ng k\u1ef3, thu nh\u1eadp kh\u00e1c ghi nh\u1eadn -15% so v\u1edbi c\u00f9ng k\u1ef3.<strong><sub>[2]<\/sub><\/strong><\/p>\n\n\n\n<p>Th\u1ef1c t\u1ebf n\u00e0y b\u1eaft ngu\u1ed3n t\u1eeb ch\u1ee7 tr\u01b0\u01a1ng n\u00edu k\u00e9o \u00fd th\u1ee9c h\u1ec7 ch\u1ee7 ngh\u0129a x\u00e3 h\u1ed9i \u0111\u1eb7t tr\u1ecdng t\u00e2m v\u00e0o kinh t\u1ebf qu\u1ed1c doanh, \u0111\u01b0a \u0111\u1ebfn T\u00e0i Ch\u00e1nh kh\u00e1 lem nhem ph\u1ea3n \u00e1nh ch\u00e2n th\u1ef1c v\u1ec1 n\u1ec1n kinh t\u1ebf qu\u1ed1c doanh \u0111\u1ea7y khi\u1ebfm khuy\u1ebft. Th\u1ebf nh\u01b0ng h\u00f4m 16 th\u00e1ng 11 Ba-\u0110\u00ecnh \u0111\u00e3 can \u0111\u1ea3m \u0111\u01b0a B\u1ed9 tr\u01b0\u1edfng B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng Nguy\u1ec5n H\u1ed3ng Di\u00ean \u0111\u1ebfn Hoa K\u1ef3 g\u1eb7p Th\u1ee9 tr\u01b0\u1edfng Ngo\u1ea1i giao Hoa K\u1ef3 ph\u1ee5 tr\u00e1ch t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, n\u0103ng l\u01b0\u1ee3ng v\u00e0 m\u00f4i tr\u01b0\u1eddng, Jose Fernandez \u201cxin x\u1ecf\u201d cho Vi\u1ec7t Nam tr\u1edf th\u00e0nh n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng. \u0110\u1ed1i v\u1edbi Hoa K\u1ef3, Vi\u1ec7t c\u1ed9ng l\u00e0 m\u1ed9t trong 13 n\u01b0\u1edbc c\u00f3 n\u1ec1n kinh t\u1ebf phi th\u1ecb tr\u01b0\u1eddng, bao g\u1ed3m c\u1ea3 Trung c\u1ed9ng.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"621\" height=\"522\" src=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1.png\" alt=\"\" class=\"wp-image-19343\" style=\"aspect-ratio:1.1896551724137931;width:419px;height:auto\" srcset=\"https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1.png 621w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-300x252.png 300w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-465x391.png 465w, https:\/\/vanhoimoi.org\/wp-content\/uploads\/2023\/12\/VN-Hoi-lo-lam-quyen-1-595x500.png 595w\" sizes=\"auto, (max-width: 621px) 100vw, 621px\" \/><\/figure>\n<\/div>\n\n\n<p>B\u1ed9 Th\u01b0\u01a1ng m\u1ea1i M\u1ef9 n\u00f3i l\u00e0, s\u1ebd xem x\u00e9t \u0111\u1ec1 ngh\u1ecb c\u1ee7a Vi\u1ec7t Nam, ph\u00f9 h\u1ee3p v\u1edbi lu\u1eadt ph\u00e1p Hoa K\u1ef3, trong th\u1eddi gian 270 ng\u00e0y, k\u1ec3 t\u1eeb h\u00f4m 24\/10\/2023.\u201d<\/p>\n\n\n\n<p>Nh\u1eefng chuy\u00ean gia kinh t\u1ebf v\u00e0 lu\u1eadt s\u01b0 chuy\u00ean theo d\u00f5i t\u00ecnh h\u00ecnh Vi\u1ec7t Nam nh\u1eadn \u0111\u1ecbnh v\u1ee5 \u00e1n VTP v\u1edbi h\u01a1n 12 t\u1ef7 \u0111\u00f4 la b\u1ecb bi\u1ec3n th\u1ee7 theo k\u1ebft lu\u1eadn \u0111i\u1ec1u tra m\u1edbi \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 h\u1ed3i tu\u1ea7n tr\u01b0\u1edbc c\u1ee7a B\u1ed9 C\u00f4ng an ch\u1ec9 l\u00e0 ph\u1ea7n n\u1ed5i c\u1ee7a m\u1ed9t t\u1ea3ng b\u0103ng ch\u00ecm trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u00f3 nhi\u1ec1u y\u1ebfu k\u00e9m \u1edf Vi\u1ec7t Nam.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">Theo chuy\u00ean gia Kinh T\u1ebf B\u00f9i ki\u1ebfn Th\u00e0nh, tham nh\u0169ng \u0111ang l\u00e0 v\u1ea5n \u0111\u1ec1 l\u1edbn trong c\u00f4ng t\u00e1c gi\u00e1m s\u00e1t, thanh tra h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u1edf Vi\u1ec7t Nam.<\/mark><\/strong> V\u00ec v\u1eady, kh\u00f4ng ri\u00eang g\u00ec v\u1ee5 ng\u00e2n h\u00e0ng SCB b\u1ecb r\u00fat ru\u1ed9t s\u1ed1 ti\u1ec1n l\u00ean \u0111\u1ebfn 1.066.608 t\u1ef7 \u0111\u1ed3ng. Hi\u1ec7n nay \u1edf Vi\u1ec7t Nam, bong b\u00f3ng B\u0110S c\u00f3 th\u1ec3 n\u1ed5 tung b\u1ea5t c\u1ee9 l\u00fac n\u00e0o. Ng\u00e2n h\u00e0ng cho vay r\u1ea5t l\u00e0 nhi\u1ec1u. Nh\u1eefng t\u1eadp \u0111o\u00e0n l\u1edbn c\u00f3 khi t\u00e0i s\u1ea3n ch\u1ec9 c\u00f3 m\u1ed9t nh\u01b0ng n\u1ee3 l\u00ean \u0111\u1ebfn b\u1ea3y, t\u00e1m l\u1ea7n gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n. Kh\u00f4ng \u0111\u1ea5t n\u01b0\u1edbc n\u00e0o cho vay nh\u01b0 th\u1ebf c\u1ea3.<\/p>\n\n\n\n<p><em>B\u1edfi v\u00ec v\u1eabn theo \u00f4ng B\u00f9i Ki\u1ebfn Th\u00e0nh: Ph\u1ea7n l\u1edbn NHTM t\u1ea1i Vi\u1ec7t Nam kh\u00f4ng \u0111\u00e0o t\u1ea1o nh\u00e2n vi\u00ean chuy\u00ean nghi\u1ec7p. <strong>NHTM cho vay c\u00f3 th\u1ebf ch\u1ea5p ki\u1ec3u nh\u01b0 ti\u1ec7m c\u1ea7m \u0111\u1ed3.<\/strong> <strong>Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng nghi\u00ean c\u1ee9u t\u00ednh ch\u1ea5t kh\u1ea3 thi v\u00e0 kh\u1ea3 n\u0103ng ho\u00e0n v\u1ed1n c\u1ee7a c\u00e1c d\u1ef1 \u00e1n. H\u1ecd c\u1ee9 nh\u00ecn v\u00e0o t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p tr\u00ean h\u1ed3 s\u01a1 m\u00e0 cho vay. Vi\u1ec7c n\u00e0y tr\u00e0n lan tr\u00ean kh\u1eafp c\u00e1c NHTM Vi\u1ec7t Nam<\/strong>. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">Cho n\u00ean, kh\u00f4ng ph\u1ea3i ch\u1ec9 12 t\u1ef7 M\u1ef9 kim c\u1ee7a ng\u00e2n h\u00e0ng SCB b\u1ecb bi\u1ec3n th\u1ee7, m\u00e0 n\u00f3 c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn m\u1ea5y ch\u1ee5c t\u1ef7 M\u1ef9 kim n\u1eefa, ch\u01b0a ph\u00e1t hi\u1ec7n ra.<\/mark><\/strong>\u201d<\/em><\/p>\n\n\n\n<p>Cho \u0111\u1ebfn nay Qu\u1ed1c H\u1ed9i ch\u01b0a th\u1ec3 th\u00f4ng qua \u0111\u01b0\u1ee3c Lu\u1eadt C\u00e1c T\u1ed5 Ch\u1ee9c T\u00edn D\u1ee5ng. Ch\u1eafc c\u00e1c \u0110ai Bi\u1ec3u c\u00f2n c\u1ea7n th\u00eam th\u1eddi gian \u0111\u1ec3 t\u00ecm cho ra \u0111\u01b0\u1eddng m\u00f2n \u201ctham nh\u0169ng v\u00f4 v\u1ecb l\u1ee3i\u201d \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ch\u1eb1ng ch\u1ecbt, s\u1edf h\u1eefu ch\u00e9o l\u01b0u c\u1eefu l\u00e2u nay.<\/p>\n\n\n\n<p>T\u00ecnh tr\u1ea1ng n\u00e0y ph\u00e1t nguy\u00ean t\u1eeb n\u0103m 2017, khi th\u1ef1c hi\u1ec7n t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng T\u00e0i Ch\u00e1nh Vi\u1ec7t Nam, NHNN \u0111\u00e3 l\u1ea7n l\u01b0\u1ee3t ph\u00e1t hi\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng tr\u00ean b\u1edd v\u1ef1c ph\u00e1 s\u1ea3n. \u0110\u1ec3 tr\u00e1nh nhi\u1ec5u lo\u1ea1n x\u1ea9y trong x\u00e3 h\u1ed9i, NHNN \u0111\u00e3 l\u1ea7n l\u01b0\u1ee3t mua l\u1ea1i b\u1eaft bu\u1ed9c (4) NHTM v\u1edbi gi\u00e1 \u201c0\u201d \u0111\u1ed3ng. B\u1ed1n ng\u00e2n h\u00e0ng n\u00e0y g\u1ed3m: Ng\u00e2n h\u00e0ng \u0110\u00f4ng \u00c1 (DongABank), Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng (CBBank), Ng\u00e2n h\u00e0ng \u0110\u1ea1i D\u01b0\u01a1ng (OceanBank), Ng\u00e2n h\u00e0ng D\u1ea7u kh\u00ed To\u00e0n c\u1ea7u (GPBank).<\/p>\n\n\n\n<p>Tr\u01b0\u1eddng h\u1ee3p \u0111\u1ec3 NHTM ph\u00e1 s\u1ea3n, theo lu\u1eadt Vi\u1ec7t Nam, tr\u01b0\u1edbc \u0111\u00e2y, ch\u1ec9 \u0111\u1ec1n b\u00f9 25 tri\u1ec7u cho m\u1ed9t ch\u1ee7 t\u00e0i kho\u1ea3n. Nh\u01b0ng t\u1eeb ng\u00e0y 5 th\u00e1ng 8 n\u0103m 2017 lu\u1eadt \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i n\u00e2ng ti\u1ec1n \u0111\u1ec1n b\u00f9 th\u00e0nh 75 tri\u1ec7u cho m\u1ed7i t\u00e0i kho\u1ea3n, kh\u00f4ng c\u1ea7n bi\u1ebft ti\u1ec1n g\u1edfi bao nhi\u00eau trong NHTM. <strong><sub>[3]<\/sub><\/strong><\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">D\u00e2n ch\u00fang c\u00f3 th\u1ec3 nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng bi\u1ebft c\u00e1ch \u0111\u1ec1n b\u00f9 ki\u1ec3u \u201c\u0103n c\u01b0\u1edbp\u201d n\u00e0y, nh\u01b0ng quan tham th\u00ec bi\u1ebft r\u00f5, n\u00ean h\u1ecd s\u1eafm s\u1eb5n c\u01a1 ng\u01a1i \u1edf c\u00e1c n\u01b0\u1edbc t\u01b0 b\u1ea3n b\u1eb1ng ti\u1ec1n tham nh\u0169ng \u0111\u1ec3 ph\u00f2ng th\u00e2n khi ng\u00e3 ng\u1ef1a. Hi\u1ec7n t\u01b0\u1ee3ng n\u00e0y l\u00e0m \u201cm\u1ea5t m\u00e1u\u201d trong n\u1ec1n Kinh T\u1ebf, Ba-\u0110\u00ecnh l\u00e2u nay v\u1eabn ch\u1ea5p nh\u1eadn.<\/mark><\/strong><\/p>\n\n\n\n<p><strong>Tr\u1ea7n nguy\u00ean Thao<\/strong><br><strong>Dec 1st, 2023<\/strong><\/p>\n\n\n\n<p>[1] https:\/\/vnexpress.net\/mien-trach-nhiem-hinh-su-nguoi-khong-vu-loi-khi-nhan-tien-cua-scb-4680049.html<\/p>\n\n\n\n<p>[2] Nhi\u1ec1u d\u1ef1 b\u00e1o l\u1ee3i nhu\u1eadn ng\u00e0nh ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng \u00e2m trong n\u0103m 2023 &#8211; Nh\u1ecbp s\u1ed1ng kinh t\u1ebf Vi\u1ec7t Nam &amp; Th\u1ebf gi\u1edbi (vneconomy.vn)<\/p>\n\n\n\n<p>[3] https:\/\/www.rfa.org\/vietnamese\/in_depth\/Controversy-about-bank-bankruptcy-and-75-million-compensation-10272017130618.html<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00ean c\u1ea1nh bong b\u00f3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n (B\u0110S) c\u00f3 nguy c\u01a1 n\u1ed5 tung, kh\u1ed1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) Vi\u1ec7t Nam \u201cr\u00fang \u0111\u1ed9ng\u201d qua v\u1ee5 V\u1ea1n Th\u1ecbnh Ph\u00e1t (VTP) v\u1edbi s\u1ed1 ti\u1ec1n bi\u1ec3n th\u1ee7 h\u01a1n12 t\u1ef7 M\u1ef9 kim, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u1edbi 6% GDP c\u1ee7a Vi\u1ec7t Nam n\u0103m 2022. Vi\u1ec7c n\u00e0y<span class=\"more-link\"><a href=\"https:\/\/vanhoimoi.org\/?p=19341\">\u0111\u1ecdc ti\u1ebfp&#8230;<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":19343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[12,57,53],"tags":[118,212,82,187,226],"class_list":["entry","author-ntviet","post-19341","post","type-post","status-publish","format-standard","has-post-thumbnail","category-chuyenmuc","category-giaoduc-vanhoc-lichsu","category-kinhte-chinhtri","tag-chinh-tri","tag-chuyen-de","tag-kinh-te","tag-viet-cong","tag-xa-hoi"],"_links":{"self":[{"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/posts\/19341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19341"}],"version-history":[{"count":0,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/posts\/19341\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=\/wp\/v2\/media\/19343"}],"wp:attachment":[{"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vanhoimoi.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}